India's first AI consumer-rights assistant
अपना हक़ पाएं —60 seconds mein.
Type or speak in any Indian language. Generative AI identifies the right authority — RBI, IRDAI, TRAI, RERA, NCH, e-Jagriti — and drafts a formal complaint letter in CPA 2019 format.
बोलकर बताएं — speak in 11 Indian languagesoutputs a formal English letter
Sign in with email · 2 free letters every month · voice input in any Indian language
- 0 sec to draft
- DPDP-compliant
- 0 Indian languages
- CPA 2019 format
Choose your complaint type
We'll route to the correct authority — RBI, IRDAI, TRAI, RERA, NCH or e-Jagriti.
How it works
Tell us what happened
Type or speak your problem in any Indian language — name the company, the date and the amount.
AI routes to the right authority
Nyaykar identifies the correct regulator (RBI, IRDAI, TRAI, RERA, NCH, e-Jagriti) and the correct legal format.
Download the letter
Get a formally structured complaint letter as a PDF, plus a step-by-step guide on where and how to submit it.
Follow up automatically
21 days and no response? Nyaykar drafts the escalation to the next authority for you — part of the Pro plan.
Powered by Claude AI
Built like a Generative-AI product, made for Indian consumers.
Six AI capabilities working together — so your complaint reaches the right desk in the right format.
Authority Router AI
Identifies the correct regulator — RBI, IRDAI, TRAI, RERA, NCH or e-Jagriti — by reading your complaint.
Any Indian language → Legal English
Type or speak in any of 11 Indian languages. Our model rewrites it in formal CPA 2019 letter format the portals accept.
Jurisdiction & Fee Calc
Auto-calculates court jurisdiction and fee from your claim amount. Warns if you're past the 2-year limit.
Strength Score
An AI-graded 0–100 score on the strength of your complaint — before you spend a rupee.
Follow-up letters
21 days passed and no response? AI drafts the escalation to the next authority for you. (Included in the Pro plan.)
Mobile-first PWA
Works on any ₹8,000 Android. Install it like an app. Generate from a 2G connection at the bus stop.
Authority routing
We route to every Indian regulator
Whatever your complaint, Nyaykar identifies the right authority automatically.
RBI
Reserve Bank of India
IRDAI
Insurance Regulator
TRAI
Telecom Regulator
RERA
Real Estate Regulator
NCH
National Consumer Helpline
e-Jagriti
Consumer Commission Portal
Real stories from Indian consumers
“Bank had blocked my account for 45 days. Nyaykar generated the RBI Banking Ombudsman letter. Got my money back in 11 days.”
Rohit S.— Delhi
“Insurance claim rejected without reason. The IRDAI letter Nyaykar drafted was accepted as-is. Claim approved.”
Priya M.— Mumbai
“Builder delayed possession by 18 months. The RERA complaint letter was so professional, my lawyer asked who drafted it.”
Arjun K.— Bangalore
Simple, transparent pricing
Most users finish in the free tier. Upgrade when you need more.
Free
₹0forever
- 2 letters / month
- Email sign-in (no password)
- All authorities (RBI, IRDAI, TRAI, RERA, NCH, e-Jagriti)
- PDF download, email & dashboard history
Pay-per-use
₹49per letter
- Beyond your 2 free letters
- All Free features
- No subscription, no auto-renewal
- Pay only when you need
Pro
₹199per month
- Unlimited letters for 30 days
- Auto follow-up / escalation letters
- All Free features
- No auto-renewal — renew only if you want
Frequently asked questions
- Is Nyaykar a law firm?
- No. Nyaykar is an AI tool that helps you draft formal complaint letters in the correct legal format. The letters are AI-assisted drafts for guidance only and are not legal advice. For complex matters, please consult a qualified consumer advocate.
- Which authorities does Nyaykar cover?
- RBI (Banking Ombudsman), IRDAI (Insurance), TRAI (Telecom), RERA (Real estate), NCH and e-Jagriti / eDaakhil (Consumer Commissions). Nyaykar automatically routes your complaint to the correct authority.
- Which languages can I write or speak my complaint in?
- You can type or speak your problem in any of 11 Indian languages — Hindi, English, Tamil, Telugu, Bengali, Marathi, Kannada, Malayalam, Gujarati, Punjabi or Odia (Hinglish and mixed text are fine too). The generated letter is always in formal English, the language accepted by all government portals.
- Does Nyaykar submit the complaint for me?
- No. Government portals require the complainant to authenticate personally via OTP or Aadhaar. Nyaykar generates the letter and provides step-by-step submission instructions.
- What does it cost?
- Free for 2 letters per calendar month after a one-tap email sign-in (no password). Letters are saved to your dashboard for re-download anytime. Beyond the free quota, ₹49 per additional letter (Pay-per-use). The Pro plan is ₹199 / month for unlimited letters plus automatic follow-up / escalation letters; it is a 30-day pass with no auto-renewal, so you only pay again when you choose to renew.
- Do I need to sign in?
- Yes — sign-in is required before generating a letter. We use an email magic-link, so there's no password to remember. Signing in lets us give every user a fair monthly quota that follows them across devices, saves every letter to your dashboard for re-download or email, and ties the Pay-per-use ₹49 credit to your account.